Privacy Policy

Neighborli recognizes that the cornerstone of its success is the trust and confidence of its members. Neighborli collects and uses personal information for legitimate business purposes only and its policy is to continue to protect the privacy rights of both clients and consumers. To provide members with the most effective and convenient access to its range of products and services, Neighborli must maintain information about customers of the member banks. Keeping customer information secure and private is neighborli's top priority. This notice is to inform members how we collect information about bank customers, the type of information collected, and what Neighborli may disclose to non-affiliated third parties. It also states the steps taken to protect non-public personal information.

Collection of Personal Information
Sharing and Use of Personal Information
Protecting Personal Information

Neighborli is a North Dakota based business provider of consumer identification services. Neighborli does not collect and store consumer information gathered from its web site. Neighborli's web site is not responsible for the privacy practices or content of links to other sites.

COLLECTION OF PERSONAL INFORMATION

We must collect a certain amount of information to provide customer service, offer new products and services, administer our products, and fulfill legal and regulatory requirements. Financial institutions provide records to a Neighborli repository for use by others in the Neighborli network.

SHARING AND USE OF PERSONAL INFORMATION

While acknowledging the importance of protecting customer information, we may find it necessary in the course of conducting business to disclose any of the information we collect about member bank customers, in some or all of the following circumstances:
Information may be shared with non-affiliated third parties (as permitted by law) who are assisting us by performing services or functions on our behalf, and with whom we have written agreements with;
Information may be shared with non-affiliated third parties (as permitted or required by law) such as compliance with subpoena, fraud prevention, or compliance with an inquiry from a government agency or regulator.

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PROTECTING PERSONAL INFORMATION

Neighborli regularly assesses, manages, and controls risks relating to the security and confidentiality of the information obtained through the general course of business. Neighborli has physical and electronic controls in place to protect the information against unauthorized access or use. Security enhancing software, password protection on database access for employees and clients, compliance audits, employee training, backup and recovery procedures, physically secure office buildings and procedural safeguards are used to ensure consumer privacy.

Employees are required to comply with our established privacy policies/procedures, which exist to protect the confidentiality of customer information. Any employee who violates our privacy policies will be subject to a disciplinary process;
Employees access the information only on a business need-to-know basis;
We use security procedures to maintain the confidentially of the information we collect and to guard against unauthorized access, such as locked files, user authentication, encryption, patching, server hardening, data management, intrusion detection, intrusion prevention, anti-virus, logging and monitoring, and firewall technology;
Neighborli web site uses 128-bit SSL encryption to make all communications with its site private;
Neighborli web site uses secure usernames and passwords to authenticate users on our system;
Neighborli network data is protected by Firewall rules configured to a minimum of OWASP 3.0 using Microsoft Azure and native Azure Log Analytics.

WEBSITE AND RELATED TECHNOLOGIES

The Neighborli website uses “cookies” that are stored on your device. Cookies are pieces of data that allow us to collect information on how you access our website, the amount of time you spend, the information and tools you use, and how often you use it. They are used to better understand the interests of the people who use our site and improve the overall experience. Cookies do not store personally identifiable information about you.

Pixel tags (also known as clear GIFs or web beacons) are sometimes used on our website. Similar to cookies, they gather generic information on website visits to certain pages. They are not stored on your computer and do not store personally identifiable information about you.

On most devices and browsers, you can choose to be notified before you receive a cookie. You can also reject all cookies if desired. Check your device or browser settings to change your cookie preferences. If you reject all cookies, some website features or pages may not work as efficiently.